Jim Webster

Senior Mortgage Loan Officer

NMLS #658933

Fulton Mortgage Company
481 N Frederick Ave., Suite 500 | Gaithersburg, MD, 20877

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
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Mortgage Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Refinance Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Affordability Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Jim Webster

Senior Mortgage Loan Officer

NMLS #658933

Fulton Mortgage Company
481 N Frederick Ave., Suite 500 | Gaithersburg, MD, 20877

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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Jim Webster is a Senior Mortgage Loan Officer with Fulton Mortgage Company, A Division of Fulton Bank N.A. With over 18 years' experience, Jim has originated over 1,000 loans totaling almost one billion dollars in residential financing. Jim joined Fulton Mortgage Company in late November 2015, and quickly qualified as a President's award winner for 2016, 2017, 2018, and 2019. Since joining the company, he has been one of the top 5 originators for loan volume, and has been recognized for superior client satisfaction scores. Over the past several years, Jim has focused on building referral relationships with business partners who are extremely driven to deliver exceptional results. His team concentrates on helping licensed Physicians MD's, DO's, Veterinarians, Dentists and Pharmacists through Fulton Mortgage Company's 100% no down payment, no mortgage insurance portfolio loan product. Jim works collaboratively creating custom solutions with several top real estate agents, builders, attorneys, and financial planners. His team utilizes technology to help clients review loan options that are unique to their financial profile. Once a purchase contract is signed, Jim's team can quickly deliver a well thought out mortgage solution and close on time. If you are looking for a home mortgage lender and want accurate information as well as options, Jim would be honored to help you with your home financing goals.

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You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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Jim Webster

Senior Mortgage Loan Officer

NMLS #658933

Fulton Mortgage Company
481 N Frederick Ave., Suite 500 | Gaithersburg, MD, 20877

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